Introduction Part.
Global economic change take part of the money transaction, almost many of the public have Electronic money like Credit Card or Debit Card other wise other online payment systems using purchase / sale of goods and service through internet of mobile phones.
Srilanka Government takes action to monitor / safeguarnd Ecommerce transaction implimetation some rules and regulation for service provides as important one 01/2010 Credit card Guildelines this is baseline of using credit card.
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few years before Gold and Key is only one credit card business failture another are manage the risk, so how to manage this risk???
Simple way banking and other financial institution limited the service olny higher income groups or weath group and not taken interent in middle class group so risk level is low and also credit limited also low less than one / two lakh.
Cont
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